Do You Qualify For These Common Auto Insurance Discounts?

Everyone loves to save money, especially when it comes to monthly expenses like auto insurance. Although most people know about full payment and paperless billing or automatic payment discounts, there are quite a few discounts that providers offer to help you save money on your premiums. The only catch is that you won’t know what you may qualify for and how much it will save you unless you ask.


Auto insurance providers love when customers are loyal, and to reward those customers, they offer special discounts for having multiple policies. Aside from already owning several policies with one provider, you may want to consider switching providers in order to qualify for this discount of up to 25% off of your policies. The good news with this particular discount is that most, if not all, providers offer it; you just have to find out which types of policies qualify.


Providers like to reward customers that take the protection of their vehicle from theft very seriously. If you’ve already invested in anti-theft equipment for your vehicle or your vehicle comes fully equipped with such features, then you’re likely to qualify for this common discount. The good news is that as long as you keep the vehicle, you’ll qualify without having to do anything extra. The same is true for other safety features like anti-lock brakes, passive restraint such as air bags, motorized seat belts, and daytime running lights.


It is not uncommon for a family to have several drivers with multiple vehicles. Instead of having different policies for each driver from different providers, why not have everyone on the same policy? It could save you a bundle. Much like the multi-policy discount, the multi-car discount could save upwards of 25% off of your monthly premium. However, unlike the multi-policy discount, there are usually no circumstances that would void you from qualifying. As long as you have multiple cars, you should qualify.

Green Vehicle

Auto insurance providers are very much into preserving the environment. That’s why some offer discounts for driving a green vehicle. What qualifies as green? A hybrid vehicle or one that operates on alternative fuel vehicle qualifies, but be sure to check with your provider to confirm. Your provider may also include electric cars and similar types as qualifiers for this particular discount.

Safe Driver/Accident-Free

One of the more common, if not the most common, discounts that auto insurance providers offer is the safe driver or accident-free discount, depending on the provider. Essentially, the only way to qualify for this discount is to have a clean driving record that is free of accidents, moving violations, and any other blemishes on your record. Your provider will be able to tell you the exact criteria that must be met in order to qualify, including how long your driving record must be blemish-free. Although the length of time can vary from provider to provider, it can be as short as a couple of years.

Pros and Cons of Becoming an Auto Mechanic

There are various positive and negative realities of becoming an auto mechanic. You need to be familiar with all of them before becoming 100 percent committed on pursuing this profession. By being involved in auto shop courses and working as a mechanic apprentice early on you will gain invaluable information that will help you make a thought out choice. In this article we aim to showcase some significant advantages and minuses of working as an auto mechanic and set you on the right path to pursuing this subject further.


1. Doing work on your own vehicles.

As a mechanic you’ll be able to work on your own personal vehicles which means you will save money by doing the work yourself. Additionally, you can buy and repair older vehicles and sell them for a profit.

2. Great place to begin for launching your own shop.

After you obtain the essential expertise you will have the opportunity to open your own shop. This will require not only technical skills but additionally behavioral skills that you will need a lot when dealing with clients.

3. Employment stability.

As increasing numbers of individuals are putting off the purchases of new vehicles their older cars need more repairs and maintenance. By entering this field, you can expect to always have a place to work provided that you possess the essential skills.


1. Expensive resources.

The equipment required for the career are costly. Initially the majority of your wages will go towards your tool assortment. It is a sizable investment but will pay off for itself eventually.

2. Entry-level salary is fairly low.

When coming into the field of automotive repair, you will notice that your income will not be very high. Dependent upon your location and past experience the earnings may vary individually for each person but tend to be anywhere from $8 to $15 per hour. If you need a high paying job instantly, this may not be the career path for you.

3. Long hours and continuous training.

Fast paced mechanic shops are generally filled with cars and remain open to satisfy client expectations. Anticipate to work nights and weekends. Furthermore, with all the changing technology in cars a mechanic will need to continually retrain themselves. As a mechanic you will also have to retake the ASE examinations every 5 years in order to maintain your certification. This training costs money and typical courses cost between $500 to $2,500.